317 Retirement Withdrawal Strategies

In this episode Jason gives an overview of 7 withdrawal strategies for retirement income planning. Below are resources for your continued education: 4% Withdrawal Rule:William Bengen on the 4% rulehttps://www.fa-mag.com/news/how-much-is-enough-10496.html https://www.investmentnews.com/an-update-on-the-4-rule-78016 https://www.forbes.com/sites/davidkudla/2019/11/15/how-the-4-rule-holds-up-a-quarter-century-later/#41b72b8e68af Buckets:https://www.morningstar.com/articles/840177/the-bucket-approach-to-retirement-allocation https://www.forbes.com/advisor/investing/retiring-soon-and-scared-of-the-market-the-two-bucket-strategy-can-help/ https://www.morningstar.com/articles/330323/the-bucket-approach-for-retirement-income Dynamic Withdrawals:Guyton Klinger:http://cornerstonewealthadvisors.com/wp-content/uploads/2014/09/08-06_WebsiteArticle.pdf Vanguard Dynamic Spending:https://personal.vanguard.com/pdf/ISGELR.pdf Jon Guyton interview with Michael Kitces:https://www.kitces.com/blog/jon-guyton-cornerstone-wealth-retirement-income-planning-guardrails-decision-rules/ RMD Method:Morningstar Research:https://investmentsandwealth.org/getattachment/90eb6376-d090-4904-9f82-786553ff5ed9/RMJ023-OptimalWithdrawalStrategy.pdf Morningstar Research:https://www.morningstar.com/articles/918416/should-your-withdrawals-mirror-your-rmds Flooring:David M. Blanchett, […]

316 Why Asset Allocation Is So Important

Below are links to resources for you to review as you research asset allocation for your retirement withdrawal strategy: Callan Periodic Table of Investment Returns 2000-2019:https://www.callan.com/wp-content/uploads/2020/01/Classic-Periodic-Table.pdf Morningstar – The Bucket Investors Guide To Setting Asset Allocation For Retirement:https://www.morningstar.com/articles/839520/the-bucket-investors-guide-to-setting-asset-allocation-for-retirement Vanguard – The global case for strategic asset allocation:https://static.vgcontent.info/crp/intl/auw/docs/literature/research/The-global-case-for-strategic-asset-allocation.pdf Roger Ibbotson – The Importance of Asset Allocation:https://www.researchgate.net/publication/256006024_The_Importance_of_Asset_Allocation […]