317 Retirement Withdrawal Strategies

In this episode Jason gives an overview of 7 withdrawal strategies for retirement income planning.

Below are resources for your continued education:

4% Withdrawal Rule:
William Bengen on the 4% rule
https://www.fa-mag.com/news/how-much-is-enough-10496.html

https://www.investmentnews.com/an-update-on-the-4-rule-78016

https://www.forbes.com/sites/davidkudla/2019/11/15/how-the-4-rule-holds-up-a-quarter-century-later/#41b72b8e68af

Buckets:
https://www.morningstar.com/articles/840177/the-bucket-approach-to-retirement-allocation

https://www.forbes.com/advisor/investing/retiring-soon-and-scared-of-the-market-the-two-bucket-strategy-can-help/

https://www.morningstar.com/articles/330323/the-bucket-approach-for-retirement-income

Dynamic Withdrawals:
Guyton Klinger:
http://cornerstonewealthadvisors.com/wp-content/uploads/2014/09/08-06_WebsiteArticle.pdf

Vanguard Dynamic Spending:
https://personal.vanguard.com/pdf/ISGELR.pdf

Jon Guyton interview with Michael Kitces:
https://www.kitces.com/blog/jon-guyton-cornerstone-wealth-retirement-income-planning-guardrails-decision-rules/

RMD Method:
Morningstar Research:
https://investmentsandwealth.org/getattachment/90eb6376-d090-4904-9f82-786553ff5ed9/RMJ023-OptimalWithdrawalStrategy.pdf

Morningstar Research:
https://www.morningstar.com/articles/918416/should-your-withdrawals-mirror-your-rmds

Flooring:
David M. Blanchett, Ph.D., CFA, CFP®, is head of retirement research for Morningstar’s Investment Management group.
ttps://www.morningstar.ca/ca/news/187486/annuities-tips-and-planning-for-lifetime-income.aspx

https://retirementincomejournal.com/article/the-pfau-phenomenon/

Interview with Moshe Milevsky:
16:39 minutes – Consider annuities
21:21 minutes – How much in annuities
27:44 minutes – He owns two annuities
https://www.morningstar.com/podcasts/the-long-view/55

Leave a Reply

Your email address will not be published. Required fields are marked *

This site uses Akismet to reduce spam. Learn how your comment data is processed.