Peer-to-Peer Lending

Peer-to-Peer lending is a simple idea. There are people who want to borrow money, and there are people who have money to lend (investors). Today there are websites that bring borrowers and investors together cutting out the bank as the middle man of the transaction. This efficiency has helped borrowers pay less interest and has helped […]

When a good defense IS the opportunity

I met a gentleman recently who asked me an important question. He said, “What are the investment opportunities you see on the horizon?” Opportunities always exist. In fact, Albert Einstein once said that in the middle of difficulty lies opportunity.  As you look out into the economic landscape, you may feel a bit uncertain and […]

Consolidate, Optimize & Simplify

Retirement does not have to be complicated

Imagine you just retired. You visit your mailbox to find year end statements and tax related documents for multiple accounts. You now realize that over a lifetime of saving and investing, you have more than twenty accounts at various financial institutions. At the time, making those investments made perfect sense, and there was a reason for […]