317 Retirement Withdrawal Strategies

Sound Retirement Planning Podcast

In this episode Jason gives an overview of 7 withdrawal strategies for retirement income planning. Below are resources for your continued education: 4% Withdrawal Rule:William Bengen on the 4% rulehttps://www.fa-mag.com/news/how-much-is-enough-10496.html https://www.investmentnews.com/an-update-on-the-4-rule-78016 https://www.forbes.com/sites/davidkudla/2019/11/15/how-the-4-rule-holds-up-a-quarter-century-later/#41b72b8e68af Buckets:https://www.morningstar.com/articles/840177/the-bucket-approach-to-retirement-allocation https://www.forbes.com/advisor/investing/retiring-soon-and-scared-of-the-market-the-two-bucket-strategy-can-help/ https://www.morningstar.com/articles/330323/the-bucket-approach-for-retirement-income Dynamic Withdrawals:Guyton Klinger:http://cornerstonewealthadvisors.com/wp-content/uploads/2014/09/08-06_WebsiteArticle.pdf Vanguard Dynamic Spending:https://personal.vanguard.com/pdf/goals-based-retirement-spending.pdf Jon Guyton interview with Michael Kitces:https://www.kitces.com/blog/jon-guyton-cornerstone-wealth-retirement-income-planning-guardrails-decision-rules/ RMD Method:Morningstar Research:https://investmentsandwealth.org/getattachment/90eb6376-d090-4904-9f82-786553ff5ed9/RMJ023-OptimalWithdrawalStrategy.pdf Morningstar Research:https://www.morningstar.com/articles/918416/should-your-withdrawals-mirror-your-rmds Flooring:David M. Blanchett, […]

315 Investing In Retirement

Sound Retirement Planning Podcast

https://www.irs.gov/retirement-plans/plan-participant-employee/rollovers-of-retirement-plan-and-ira-distributions https://www.irs.gov/taxtopics/tc413 https://www.barrons.com/articles/william-sharpe-how-to-secure-lasting-retirement-income-51573837934 https://www.forbes.com/sites/wadepfau/2020/02/24/modern-portfolio-theory-part-two/#52c252d1483f

Using life expectancy to plan for a long and healthy retirement

If you’re like the typical person, you probably have a good idea of when you want to retire. But have you put much thought into how long your retirement is set to last? Unlike a sabbatical or other major financial goals, it’s not always clear how long it will last because your retirement timeline depends […]