This quote can be startling for those preparing for retirement. One of my core beliefs and a common theme throughout my book is retirement is all about cash flow not net worth. 

In Margaret Collin’s recent article on, she points to Government Accountability Office report that suggests some retirees consider delaying social security benefits and purchasing an annuity to help alleviate running out of money in retirement. 

I’ve found when we can guarantee income for the rest of someone’s life, they sleep better knowing they don’t have to depend on the whims of the stock market and won’t run out of money in retirement. 

Click Here to read the Bloomberg article.